Save with Koin!

Personal Saving Made Easy
Regular Savings

Saving Money Isn’t Easy; But a Savings Account Should Be. Koin Credit Union offers a number of deposit accounts that enable your money to work for you – earning interest and giving you peace of mind. Whether you have $10, $100, $1,000 or even $10,000 to contribute to your personal savings, we can help you find a plan that works with your lifestyle and goals. No complications, no headaches. Just easy terms, and maximized growth potential.

Save More. Earn More.
Money Market Account

Save more, earn more! This account is designed for larger deposits and therefore earns larger returns.

  • Minimum Balance: $10,000
  • Higher Dividend Rates
  • NO Waiting Period or Early Withdrawal Penalty

Save for your goals
Simply My Savings

You have unique goals that are simply yours alone and we don’t think we should classify how it fits your needs. These accounts are an excellent way to save for Christmas, vacation, taxes, tuition or anything else! Withdrawals may be made from Simply Yours. Savings Accounts the first 10 days of February, May, August, and during the entire month of November.

  • NO Minimum Balance
  • Competitive Dividend Rates
  • Payroll Deduction Available

Steady Rates to fit your goals
Certificate Accounts

Locking in a Savings Certificate for a fixed length of time will earn you higher dividend rates compared to other types of savings accounts.

  • Terms range from 6 – 60 months*
  • Minimum balance to open: $1,000

*Penalties for early withdrawals may apply.

IRA Accounts

Prepare for your future today!

A Koin Credit Union Individual Retirement Account (IRA) can play a major role in your financial security plan, and provides an opportunity to invest a wide variety of products (e.g. money markets, bonds, mutual funds, unit investment trust or stock, etc.) with relatively small contributions and potential tax benefits. Additionally, these IRA accounts are fully insured separately from your other savings by the NCUA up to $250,000.

  • Choose from Traditional and Roth IRAs
  • Contributions may be tax-deductible, create a tax credit, and grow tax-deferred or tax-free
  • Excellent addition to any retirement plan

Finding the right IRA for your unique situation is important, so we recommend that you please consult with your tax advisor to determine which IRA option is best for you.