2024 Royce Armstrong Memorial Scholarship Application Now Available Here!


We meet people where they are with modern and refreshing financial solutions. Yet we remain grounded in our focus on serving Christ and growing his kingdom. The result?

A warm and welcoming group of people helping people through humility, grace and integrity. Just like we began.

Our History & Background

Statement of

We believe that the Bible is the inspired, infallible, and authoritative Word of God.

We believe there is one God, eternally existent in three persons: Father, Son, and Holy Spirit.

We believe Jesus Christ is God’s only Son; was born of a virgin; lived a sinless life; and was crucified as payment for all our sins; rose from the dead; ascended to heaven; offers salvation and eternal life freely to all who believe in Him; and will return to earth in victory one day.

Our Core Values


1 Peter 4:10 (CSB)

“Just as each one has received a gift, use it to serve others, as good stewards of the varied grace of God."


Luke 6:31 (CSB)

"Just as you want others to do for you, do the same for them."


2 Corinthians 8:14 (CSB)

"At the present time your surplus is available for their need, so that their abundance may in turn meet your need, in order that there may be equality."


2 Corinthians 8:21 (CSB)

"Indeed, we are giving careful thought to do what is right, not only before the Lord but also before people."


Psalms 133:1 (CSB)

"How delightfully good when brothers live together in harmony!"

How we Give Back

We are still lighting the way!
Our branch staff helped out with a Habitat for Humanity project for one of our Members!

Our employees can be frequently found out supporting our members and their communities. We had a great visit at the Distribution Center! We enjoyed a tour of the facility and servicing the employees that work there!

Koin CU Staff and families assisting a Member with their Habitat for Humanity house project!

Koin CU’s Staff packing and delivering groceries at a mobile food pantry event.

Koin CU President, Doug Clinton, working at a credit union volunteer event with OneGenAway in Franklin, TN.

At Koin CU, we value serving our community. We enjoy volunteering locally with OneGenAway. Their vision is “to wipe hunger off the face of America by teaching people to love one another through service” and our staff is blessed to be a small part of this!

We’re Honored to Serve You

When you join Koin Credit Union, you become part of a community looking out for your best interests. You can rest easy knowing we handle your finances with transparency and integrity, as stewards of Christ. And you can be proud knowing you’re accomplishing your goals while helping others do the same.