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Checking Account

Checking…Simplified

Simplify Rewards Checking | Koin Debit Card

You've Earned It
Simplify Rewards

We strive to keep our Checking Accounts simple and always provide easy access to your funds. With our Simplify Rewards Checking Account, we offer access to two nationwide surcharge-free ATM Networks, Shared Branching which allows you to handle transactions in-person at affiliated Credit Union’s PLUS a generous Rewards Program! Receive 1 point per every $5 on PIN based transactions and 1 point per every $3 on Signature Based transactions with our Rewards Visa Debit Card! Check out this link for more information on our Rewards Program: https://dreampoints.com/koincu/. When you enroll in Online eStatements, our Simplify Rewards Checking Account is offered at no monthly cost to you!*

Enjoy these features:

  • FREE Online eStatements
  • FREE ATM usage at Allpoint or CO-OP Network locations
  • FREE Online Banking, Mobile Banking & Mobile Deposit
  • Low-cost checks: ORDER HERE

*$2 monthly statement fee waived with online eStatement enrollment

Sign Up Today!
Enroll Here
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Access Your Money
Koin Debit Card

Having money is great, having access to it is even better!
A Koin Debit Card gives you that access – thanks to our belonging to not one, but TWO, ATM Networks. You can also use it in retail locations for purchases, or to get cash back. It’s your money – 24/7, 365 days a year.*

CO-OP: Have easy access to your accounts wherever you live, work or travel. CO-OP ATM network offers nearly 30,000 surcharge-free ATMs (including over 7,500 deposit-taking machines), in all 50 states and 10 countries internationally, Finding the closest CO-OP location to you is only a click away.
Find A Location >

AllPoint: AllPoint is a world-wide network of 55,000 ATMs where you have surcharge free access to your accounts.
Find A Location >

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Reward Yourself
Start Earning Points

My Rewards Plus program is your ticket to earn more! Use your Koin CU debit card to earn points and redeem for rewards.

Earn 1 point for every $5 spent on PIN purchases
Earn 1 point for every $3 spent on signature purchases

Redeem your points
Redeem for rewards including gift cards, merchandize, event tickets, travel reservations, and more!

Fuel With Points – Redeem at the pump
Use your rewards card at participating gas stations when fueling up and you can redeem your points for rewards at the pump.

Pay With Points – Fast and convenient
You can pay with the points you’ve already earned! Purchase, get notified and redeem through a 1-click redemption. A statement credit will then be applied back to your card.

Sign in to Nashville Online Banking today to learn more & browse rewards

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