2024 Royce Armstrong Memorial Scholarship Application Now Available Here!


Affordable Solutions That Make Sense For Your Needs

Auto Loans Home Equity Loans | Home Loans |

Credit Cards | Signature/Personal Loans | Share Secured Loans


We specialize in highly competitive auto and mortgage rates but we’ve also got you covered for any other situation that may come your way. We value simplifying your life, so we’ve designed our lending products to help you find timely, affordable solutions that make sense for your needs.

Need a new ride?
New & Used Vehicle Loans

Whether you’re looking for a new or pre-owned car, truck, SUV, or even motorcycles we’ve got some of the lowest rates around (even better than those alluring near-zero offers from the dealers). We also have programs for classic vehicles and RV loans as well.

Don’t forget to get pre-approved! Not only do pre-approvals confirm how much of a vehicle you can afford, it often gives you more bargaining power at the dealership since they know you’re approved! Get on the road today.

Do you have a higher-rate vehicle loan with another financial institution? Bring it over to Koin Credit Union for low rates and a great money-saving opportunity. Apply Online and in just a few minutes, you’ll be on your way to lowering your monthly payments. Plus, there’s no refinance charge.

  • No pre-payment penalties
  • Payroll deduction makes payments simple
  • New, Used, Antique, and RV loans available
  • We offer GAP and extended warranties at a fraction of dealer’s cost
  • Reduce your monthly payment

Visit our Refinance Calculator.

Auto Loan - Personal Loan - Credit Union Nashville

Let your home work for you
Home Equity Loans

You’ve put a lot of work into your house, isn’t it time it started paying its own way? Using the equity in your home, you can finance just about anything; home improvements, tuition, or even debt consolidation.

  • Financing up to 90% LTV
  • Competitively Low Rates
  • Repayment terms up to 15 years
  • Fixed-rate options available
  • No closing cost with minimum first draw of $10,000

Have questions on how your home’s equity can help you? Give our Real Estate Department a call at 800.833.6805
*Some restrictions may apply. Subject to credit approval.

Home Equity - Personal Loan - Credit Union Nashville

Home & Mortgage Loans

Looking for your first house or looking to move up into your dream home? New purchase or refinancing your existing home? Our simple terms and hassle-free programs keep the home loan experience fun. We make home shopping easier too – by getting pre-approved you’ll know exactly what you can afford.

  • Competitive rates*
  • 10-, 15-, and 30-year terms
  • Unimproved property/land loans also available

*Rates can change daily, so call us at 800.833.6805 for the most current information.

Simplify your life
Koin MasterCard

Whether you’re just starting out establishing credit, need a card for daily spending, or applying for an “in-case-of-emergency” card, a Koin MasterCard will simplify your life. And don’t forget – transferring balances from other high-interest cards can save even more money, while at the same time consolidating your monthly payments!

Standard & Platinum Credit Cards
Great whether you’re establishing credit, applying for an “in-case-of-emergency” card, or transferring balances from other high-interest cards to save even more money!

  • Accepted at over 21 Million Locations Worldwide
  • NO Annual Fee… EVER
  • Competitive Rates
Mastercard - Personal Loan - Credit Union Nashville - Faith Banking

Money for what you need
Signature / Personal Loans

Up to $20,000 and with low rates, get the money you need to finalize your plans and fulfill your dreams.

  • Consolidate your bills at a lower rate
  • Up to 60 months to repay
  • Take a vacation
  • Upgrade your computers or home appliances
  • Use it for whatever you need – it’s your money…
Personal Loan - Credit Union Nashville - Faith Banking

Share Secured Loans

Looking to establish (or re-establish) credit? These loans enable you to lower your interest rate by securing it with the funds to keep on deposit.*

Call us at 800.833.6805, we’ll help you get your new Secured Loan and explain the terms and repayment options.*

*All loans are subject to credit approval, not all members will qualify. If loan request is over $5,000 and the account is less than 6 months old, the funds must be on deposit for a minimum of 90 days prior to the loan. Rates and terms subject at any time.