KOIN Digital Banking Launch

NEW DIGITAL BANKING

Digital banking is getting better.

On July 21, 2026 we’re introducing a more modern, secure, and powerful way to bank with the same Koin Credit Union you already trust. Here’s everything you need to know before the switch (coming in August).

Federally insured by NCUA · your same trusted security
NEW PLATFORM LAUNCHES
Tuesday, July 21, 2026
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DAYS
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HRS
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MIN
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SEC
Your username stays the same. You’ll set a new password the first time you log in.
THE TRANSITION

A smooth switch, step by step

Moving to the new platform is simple. Here's what to expect from now through your first login.

1
NOW – JULY 20

Get ready

Make sure your email and phone number are current so you receive setup instructions. Keep banking as usual.

2
JULY 21

Launch day

The new digital banking experience goes live. Watch for an email with everything you need to sign in for the first time.

3
FIRST LOGIN

Set your password

Use your same username and create a new password. Your accounts, history, and payees are all right where you left them.

4
YOU'RE IN

Explore what's new

Try out SWAP, easy direct-deposit switching, custom alerts, and real-time card controls, all built to save you time.

WHAT'S NOT CHANGING

The things you count on stay the same

A new platform, not a new bank. The features you use every day come right along with you.

Koin

Mobile banking

Access your accounts anytime, anywhere with our mobile app.

Koin

Mobile deposit

Deposit checks quickly and conveniently from your phone.

Koin

Transfers

Move money between your Koin accounts or to external accounts.

Koin

Bill pay

Your payees, scheduled payments, and recurring payments all transfer.

Koin

eStatements & documents

Access your statements and important documents online anytime.

Koin

Security you trust

We're keeping your information safe with the same commitment to security.

WHAT'S NEW

Powerful new features, built for you

Four new tools designed to save you time and give you more control over your money. Tap any feature to explore it.

Swap feature Learn more

Swap

Switch feature Learn more

Switch

Text and alerts Learn more

Text & alerts

Card controls Learn more

Card controls

Swap
01
SWAP (Coming in August)

Update subscriptions everywhere, at once

Easily update your payment information for subscriptions and online merchants in one place. Update it once, and we'll handle the rest, no more logging in to multiple sites. Supported merchants may vary.

Switch
02
SWITCH (Coming in August)

Move your direct deposit to Koin Credit Union

Securely switch your direct deposit to Koin in minutes with our guided, step-by-step tool. No paperwork to chase down, no guesswork, just follow the prompts.

Text and alerts
03
TEXT & ALERTS

Stay informed about what matters most

We're introducing customizable alerts so you always know what's happening with your money delivered the way you want them.

  • Account balances
  • Deposits & withdrawals
  • Loan payments
  • Security alerts
Card controls
04
CARD CONTROLS

You're in control of your cards like never before

Manage your debit and credit cards in real time, right from your phone, so a lost card or a surprise charge is never a crisis.

  • Turn cards on or off
  • Set travel notifications
  • Block lost or stolen cards
  • Set spending limits
Background
BEFORE JULY 21

A few small things to get ready

There's almost nothing to do but these quick steps will make your first login effortless.

Confirm your contact info

Make sure we have your current email and phone number so you receive your setup instructions.

Note your username

You'll keep your same username. You'll only need to create a new password at your first login.

Watch for our email

Around launch we'll send step-by-step instructions for signing in to the new platform.

Your username will stay the same.

You'll set a new password the first time you log in to the new system, a simple step that keeps your accounts secure.

QUESTIONS & ANSWERS

Your questions, answered

Everything you might be wondering about the switch to our new digital banking platform.

Not much. Make sure your contact info is current so you receive setup instructions, and jot down your username you'll keep it. The first time you log in to the new system, you'll create a new password.
Your username stays exactly the same. For your security, you'll set a brand-new password the first time you sign in to the new platform.
Yes. Your saved payees, scheduled payments, and recurring payments will carry over automatically, there's nothing to re-enter. We suggest that you log in and review your scheduled and recurring payments after launch to make sure there is no lapse or interruption.
Yes, the mobile app is changing. You'll keep banking on the go with our mobile app, plus new tools like real-time card controls and customizable alerts. Watch your email for app update details near launch.
Always. Your funds are federally insured by NCUA, and we're upgrading with the same commitment to keeping your information secure.

Be the first to know

We’ll email you the details as launch day approaches including exactly how to sign in to the new platform.